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MLPForums Phanact
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Everything posted by MLPForums Phanact
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I started my homework at 6PM and I've only just finished now. I've still got two essays to do for Friday :/
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Hey darling
I'm unbanned again so all is well <3 Hope you've had a good day! -
Woop, I'm unbanned again.
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Today went successfully (: got some nice compliments that outweighed the hate
woo! -
People seem to be offended that I'm cross-dressing, even my friends. The thing is that I don't give a fuck.
#ComeBackWhenYouGotAThighGap -
If you had a Death Note, would you use it?
MLPForums Phanact replied to Sugar Pea's topic in General Discussion
OH DAMN RIGHT I WOULD USE IT! I'd only right one thing inside of it though... Name - Everyone, Cause - Spontaneous Implosion. -
Healthcare is free in the UK so I don't really need an 'In case of emergency' credit card for that issue. I'm talking about having a credit card and buying lots of small things like maybe some games on Steam or using it buy some snacks etc. and then paying the money back into the bank account. It shows that you are able to quickly repay money. Them is just the bank. That's who you're borrowing money from when you use a credit card AFAIK.
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I told them that I'd cancel my bank account with them and move to a rival branch. They didn't like that and quite hastily removed the overdraft. The only reason I'd ever get a credit card is to get a mortgage on a house. They usually check your credit score over here for a mortgage and having no credit score is just as bad as having a low credit score. A good way to make your credit score rise is to make lots and lots of tiny purchases and then pay them back almost immediately. (:
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I always say use cash or debit, never credit. If you can't afford to buy something outright then just don't buy it. There is no need to have a credit card, they're just a horrible temptation that leads to nothing but debt. I'm never, ever getting a credit card. It all boils down to patience. I had a real trouble trying to get my bank to remove the $10 overdraft on my debit card. They almost flat out refused to do it at one point.
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Outfit is ready for tomorrow. I'm so nervous but you know what, I don't fucking care
I'm gonna be myself. -
I'm gonna buck you up
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This is the funniest thing I've ever watched XD
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Can all of you beautiful people go and upvote this for my friend
http://www.reddit.com/r/dayz/comments/1vlixt/suggestion_ponies/ -
mega thread How famous is the user above you?
MLPForums Phanact replied to Apple Bloom's topic in Forum Games
10/10- 26,908 replies
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- fame
- forum game
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MORNING
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http://www.youtube.com/watch?v=5utc5TOPNbo <- that's the film
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mega thread Post a Picture of Yourself!
MLPForums Phanact replied to Mint Petal's topic in Forum Lounge
Thank you That Finn hat is awesome by the way! -
"We have devised a new seizure inducing video"
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o_o this bitch thinks I care about not going to her party, plz go away.
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Wub a dub dub, celestia and scratch in the tub
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such pout, many purple
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a CrayZ Cat x a CrayZ Kitten ForeverFrozen x ForeverMelted
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http://iroking.com/track/55/plantain-boy This song <3 omg
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New avatar again
No legs <3 -
mega thread Post a Picture of Yourself!
MLPForums Phanact replied to Mint Petal's topic in Forum Lounge
Was supposed to be full body cause I was trying out my shorts + leggings combination but it came out like this Hope you guys like
