I don't really want to try to rate anything, but because the number one most important thing in video games to me is character creation, I'll list a few. Divinity II, Kingdoms of Amalur: Reckoning, Fire Emblem Awakening, basically any Elder Scrolls game, Fallout, Mass Effect, Dragon Age, Fable II and III to an extent, Saints Row, Dragon's Dogma. Basically any MMO. I'd probably say Saints Row 3 and 4 have the best character creators as a non-MMO.