Dsanders

When you make an irreversible mistake (varying in accordance to your religion, creed, or upbringing), how do you move on? How do you get rid of the guilt and regret?

I've been studying and doing a bit of research in financial planning lately. I've recently came across a lot of articles that claim that although going without using a credit card is more difficult and requires some planning and establishing good savings, it is a much better option than having to rely on credit card to cover your expenses. I am still no expert on the fundamental economics and finances that comes into play here, but that's why I decided to post this topic. To gather some of your thoughts. A good majority of the community here is composed of adults ranging from their early twenties to thirties, with a whole lot of experience in the economic world where balancing budget, personal finances, and savings is a real necessity. So I'd just like to know your guy's thoughts on using only cash as opposed to using credit cards or both. Like how does one balance that out? How do you handle your credit and finance?

Because why not? Here's the scenario, So your just enjoying your day, doing whatever it is you like to do at this very moment in time, when suddenly, as if you had just drank some magical Red Bull, you sprout wings! What do?