Dsanders

Where do you want to live in the future? Where would your dream home be located? It's something we all eventually think about at some point in our lives. There are numerous beautiful places all around the world so there's plenty to choose from. I'd love to live in Sweden. It's a beautiful country with a relatively great economy from what I've heard. Its capital, Stockholm, is especially an extraordinary sight in the wintertime. I also have Swedish blood so I'd fit right in. I've also wanted to live somewhere up north in Lappland (Sweden) or in Alaska. I've just always loved the cold climate.

I've been studying and doing a bit of research in financial planning lately. I've recently came across a lot of articles that claim that although going without using a credit card is more difficult and requires some planning and establishing good savings, it is a much better option than having to rely on credit card to cover your expenses. I am still no expert on the fundamental economics and finances that comes into play here, but that's why I decided to post this topic. To gather some of your thoughts. A good majority of the community here is composed of adults ranging from their early twenties to thirties, with a whole lot of experience in the economic world where balancing budget, personal finances, and savings is a real necessity. So I'd just like to know your guy's thoughts on using only cash as opposed to using credit cards or both. Like how does one balance that out? How do you handle your credit and finance?