Both seen and unseen(hidden) factors come into play and you end up with whatever result that you are getting.
I don't believe in luck nor do I believe in fate.
Here's an example.
You have a pair of dice, throw them and get a 3 and a 5. Is this chance? Or a combination of dozens if not hundreds of factors that come into play? How did you throw the dice? How far did you throw them? How much strength did you use? How did you pick them up? Did you fiddle with them in your palm? What number were they on facing your palm when you threw them? These are but a few of the factors that c