Rikifive
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About Rikifive
- Birthday August 20
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Uuuhh ooh...
My family has troubles with debts and even though I'm sending them most of my money from monthly salaries, it seems to be not enough (and Winter makes it much, much, much worse). Today, after all these years, I just realized how serious the problem actually is- I wasn't aware how big the numbers are and I honestly would never expect that ...
So uh...I was thinking of taking a huuuge loan on myself in order to get rid of some of theirs. It still would not be enough, but it should make the situation slightly better. The only bad thing of course is, that this operation would basically drastically multiply the total debt, which might could make things worse in the future, if not tragic... I really have no idea if taking one loan to get rid of some of the others would be a good idea...
The second option would be turning my back, running away from problems and not care... but I don't want to do that.
Now this is something that haunts me... It's really hard to stay positive... I really wish I was lucky enough to win in a lottery of some sort- just to get a fresh start.
Is there anything I could do?
I... I... I don't know what to do anymore... I really don't.Heh, escaping to Equestria would be the third option, if that was a possibility.
All the negativity slowly takes control of mah. :c
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The idea is generally to lower the monthly rate, because at the moment it's way too high to the point, where things get delayed, which potentially may cause problems. Sadly, I don't think it can be achieved without generating even more costs..
I literally was optimistic until I saw the numbers. Now not even my positiveness can handle that.
There's a really long way for it to get better scaled in years, as it doesn't look well.
Nevertheless, thank you- I'll be hoping for the best, until I'll get myself into a trouble.
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My friendly offer financial help is of course still actual @Rikifive but I simply afraid that money which I have in my reserve would be only a very symbolic help. Your (and my friends too of course) gave you good advices! Any "Providents" or something like that friend! It will only make all worse! I must go to work in a moment. I will write to you (or you will write to me as You wrote in PM today). OK?
Definitely writing in Polish especially about such urgent, important and financial matters will be much more comfortable for me.
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Considering how big the numbers are, I'm afraid I'll have to handle that by myself. Nevertheless, than you for your offer, I really appreciate that.
I've sent you a message, explaining pretty much everything.
I think I'll have to get that loan-- my mom claims, that it will help her. I think otherwise, so do all of you, but it's not that simple it seems.
If not the extra costs of that process, I'd not say a word, but just gladly take as much as needed to get rid of their debts and take everything on myself, so that my parents wouldn't have any problems anymore. I think I'd be able to handle it, but the additional costs are the problem- it's so demotivating. The banks charge too much... :c
